Loan Rates
Rates effective as of 1/1/13. All rates are subject to change without notice.
*Check with the Credit Union for more detail, all rates quoted "as low as."
New/Used Vehicles
Vehicle Year |
Term |
Rate as low as: |
2008 - Newer (Less than 100,00 miles) |
Up to 72 months |
2.99% |
2006 - 2007 (Less than 100,000 miles) |
Up to 60 months |
2.99% |
2003 - 2005 |
Up to 48 months |
4.99% |
1999 - 2002 |
Up to 36 months |
6.99% |
1998 - Older |
Up to 24 months |
8.99% |
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Terms vary according to mileage; terms up to 72 months on selected vehicles, see loan department for details.
Recreational/Equipment
Year |
Term |
Rate as low as: |
2008 - Newer (Less than 100,00 miles) |
Up to 72 months |
2.99% |
2003 - 2007 |
Up to 48 months |
4.99% |
1999 - 2002 |
Up to 48 months |
5.99% |
1998 - Older |
Please Inquire |
8.99% |
Motor Homes 2008 - Newer |
10 year fixed |
2.99% |
12 year with 5 year balloon |
2.99% |
Boat Rates
Boat Year |
Term |
Rate as low as: |
Brand New Only |
12 year with 5 year balloon |
3.49% |
2008 - Newer |
10 year if over $20,000.00 |
3.49% |
2003 - 2007 |
10 year with 5 year balloon |
5.49% |
2000 - 2002 |
10 year with 5 year balloon if over $20,000.00 |
6.49% |
1998 - 1999 |
5 year |
8.49% |
Unsecured
| Line of Credit/Overdraft Protection (variable rate) |
8.25%-10.25% |
Other Rates
| VISA...no annual fee, 25 day grace period |
|
| Platinum Preferred Classic |
As low as 8.90% As low as 13.90% |
| Share Secured Loans | As Low As: 3.99% |
| Co-Signer Loans | 8.25%-10.25% |
| Classic Cars -25 years or older | As Low As: 5.99% |
| Catholic School Tuition Loans...12 month repayment | As Low As: 4.00% |
Home Equity Loans
| Line of Credit: variable rate | As Low As: 4.25% |
| Closed End: fixed rate | As Low As: 4.75% |
Secondary Market Mortgages
| 15-year/5-year Balloon | As Low As: 2.75% |
| 20-year/7-year Balloon | As Low As: 2.99% |
| 30-year/10-year Balloon | As Low As: 3.25% |
| 10-year...fixed rate, in-house | As Low As: 3.25% |
| Manufactured Homes on Land | As Low As: 5.25% |
Deposit Rates
Shares
| Shares | .10% |
| IRA | .20% |
| Money Market - Under $24,999.99 | .10% |
| Money Market - Over $25,000.00 | .20% |
Time Certificates
| 6 month | 0.20% |
| 1 year | 0.25% |
| 2 year | 0.35% |
| 3 year | 0.35% |
| 4 year | 0.35% |
| 5 year | 0.35% |
All Rates are Subject to Change
Calculators
- Investment Returns
There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.
- Amortizing Loan Calculator -
Enter your desired payment - and let us calculate your loan amount or enter in the loan amount and we will calculate your monthly payment!
- Loan Comparison Calculator -
Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.
- Savings Calculator -
Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
- Savings Goals -
What will it take to reach your savings goal? This financial calculator helps you find out.
| Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. |
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