Main office: 231-946-6655
Lake Leelanau: 231-256-7778
Right at Home: How to Keep your Home and Avoid Foreclosure
Mobilized Your Finances: Text 'BAL' to 42265 to get your checking balance!

What's New

ETCFCU Introduces Mobile Text Message Balance Inquiry

Experience a new level of convenience for your finances, FREE OF CHARGE!*  Send the text message “BAL” to 42265 and receive your actual and available balance on your Master Debit Card or your ATM card within seconds.  No more wondering if you have enough money in your account to make your next purchase.  Simply visit and click on “Register Now” to get signed up!

Call us at 800-207-9780 for more details!

  *ETCFCU does not charge for this service, see your cell phone provider for any text messaging fees that may apply.

Experience CU* Easy Pay!

Looking for an easier way to pay your bills? CU* Easy Pay! can help you do just that. With CU* Easy Pay! you can receive and pay your bills online with the click of a mouse from your credit union checking account via Pay any bill, including your house payment, your credit cards - even your babysitter - at any time, from anywhere.

To start, simply log on to your home banking account and click on the "Pay Bills" icon. No other log on information or pin numbers to remember! It's that easy!

Contact Information
Please remember to contact us if you change your address, phone number or email!!
Our Routing/Transit number is: 272485372
This number is used for direct deposits or withdrawals. If you need to wire money, please contact the Credit Union for wiring instructions.
We now offer E-Statements!
Log on to Home Banking to sign up!
Your savings federally insured to at least $250,000 and
backed by the full faith and credit of the United States Government.
Equal Housing Lender